Trade Natively with Mobile Money

Launching in Kenya with MPESA – the world's first DAO-operated, decentralised P2P network delivering 24/7 instant liquidity for mobile money users.

Trade on the Testnet
The Unbanked Just Entered the Digital Revolution

Experience it yourself – this is a real working demo on Avalanche testnet

Try Live M-PESA Demo LIVE

FiatRails connects mobile money directly to the blockchain:

Instant On/Off Ramp

Swap to stablecoins or back to cash in seconds.

People-Powered

DAO-operated, run by its users and merchants.

Secure by Design

Blockchain settlement, insurance-backed, fully transparent.

Compliant Stablecoins

Built for real-world use.

Why Choose FiatRails?

Fast & Cheap
Lightning swaps with minimal fees.
Better Than Banks
24/7 access, no delays, no central control.
Mobile Money Integration
MPESA live in Kenya; Airtel, MTN MoMo, and more coming.
Community-Owned
Operated by the people, not corporations.

Kenya First – Africa Next

We're starting where mobile money rules: Kenya (Safaricom MPESA).
Next stops: Airtel, MTN MoMo, India, and beyond.

🇰🇪 → 🌍

DAO Operated. Open Source. Transparent.

Treasury Managed On-Chain

Every transaction visible to the community.

Insurance Fund

Protecting both users and merchants.

Open Participation

Anyone can join, stake, and earn.

For Developers

Our Partner Portal (coming soon) will let any web, mobile, or DeFi project integrate mobile money payments directly into their app — delivering stablecoins or your own token to customers instantly.

Get Involved

Users

Sign up for early access and be first to experience borderless finance.

Merchants

Provide liquidity, earn rewards, and power the network.

Developers

Build on top of FiatRails with our open API.

Trade on Testnet